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Health insurance for dummies: Why we cover pre-existing conditions

Gerald Kominski, professor of health policy and management at the UCLA Fielding School of Public Health and senior fellow at the Fielding School’s Center for Health Policy Research, was quoted in a Los Angeles Times column about why health insurance plans should cover pre-existing conditions.

Friday, August 3, 2018

“Health insurance markets work best when the risk pool is broad, because ultimately everyone gets sick or injured, often through no fault of their own,” said Gerald Kominski, a senior fellow at the UCLA Center for Health Policy Research.

“Segmenting the market by health status provides a benefit while you’re healthy, then penalizes you when you get sick and need insurance the most,” he told me.